Archive for January, 2007

Top 30 Personal Finance blogs by FeedBurner

If you have been reading my blog for long enough you probably noticed that I like love metrics of different kind. I run a monthly roundup on Bargain Hunting and Price Comparison websites. Collecting all One Deal a Day sites was also fun. You can find more lists like that if you click on the Resources menu at the top.

I have been somewhat into reading Personal Finance blogs lately and I was surprised to find that people who write these blogs have a very active community. They even had the very first PF blogger meet up recently some place around DC area.

Regular readers don’t usually leave a lot of blog comments and my blog is a good example. OK, the Judysbook story did touch the nerve but that was it. It is usually quiet here. Quite to the contrary Personal Finance blogs are filled with readers discussing financial problems. The thing is most of them are other PF bloggers who are used to writing.

Anyway, my point is, I tried to organize a few blogs I read regularly and decided to go a little further. I used this little trick to build a list of top 30 personal finance blogs sorted by number of readers as reported by FeedBurner. Only those blogs are listed that enable FeedCount Chicklets in their Feedburner Publicize channel (it turned out most blogs I read have it).

It should be noted that the counters in the image are dynamic and even though I initially sorted the list in descending order the numbers will change over time and the entries will misalign (they might already be out of order as you are looking at them). The number in parenthesis is what the counter value was at the time of compiling this list.

Have I missed your favorite blog? Add it in your comments. By the way, the idea was inspired by Will Chen from WiseBred who sorted blogs by the number of votes on Del.icio.us

1 Get Rich Slowly (6643)
2 My Money Blog (3900)
3 Blueprint for Financial Prosperity (2466)
4 Dumb Little Man (2401)
5 Five Cent Nickel (1946)
6 The Simple Dollar (1701)
7 All Financial Matters (1619)
8 Consumerism Commentary (1464)
9 My Personal Finance Journey (1344)
10 Zillow Blog (1202)
11 Personal Finance Advice (967)
12 Mighty Bargain Hunter (548)
13 Stop Buying Crap (531)
14 Money Musings (359)
15 My 1st Million At 33 (332)
16 Boston Gal’s Open Wallet (289)
17 Punny Money (250)
18 Everybody Loves Your Money (234)
19 Wise Bread (226)
20 My Open Wallet (214)
21 Money, Matter, and More Musings (190)
22 We are in Debt (176)
23 Generation X Finance (163)
24 Binary Dollar (151)
25 The Sun’s Financial Diary (146)
26 Queer Cents (129)
27 Blogging Away Debt (104)
28 Lazy Man and Money (97)
29 Single Ma’s Fabulous Financials (79)
30 Not Made of Money (76)

Dozen roses in time for Valentine’s Day

I hope this time around I will do it the right way. Instead of hectically rushing from store to store on February 14, I will order my flowers online ahead of time. Thanks to Dave who sent me this great tip I don’t have to waste my time figuring out who offers the best deal!

The folks at Judysbook have called 143 florists (14 national, and 129 in 27 metro areas) and asked what would it cost to get that dozen of long-stemmed roses delivered on Valentine’s Day.

Here are 10 finalists serving nationally (sorted by price as of January 15). For the complete list and for local deals in your area go to Valentine’s Day Roses at Judysbook.

Florist Phone Price
ProFlowers (800) 580-2913 $39.98
Kabloom N/A $49.99
FTD (800) SEND-FTD $59.99
American Blooms (800) 416-6554 $59.99
Flower Store N/A $59.99
1800Flowers (800) FLOWERS $59.99
Flower.com N/A $63.99
Flower Delivery N/A $63.99
Just Flowers (800) 597-4489 $63.99
Hallmark Flowers N/A $69.95

Update: If you are looking for a really hot deal, follow this link to order TWO dozen roses AND a vase for $39.99 $49.99

High Yield Bank Accounts – January, 2007

This is just another update from my favorite banking deals blog. May turn out very useful in case you are in trouble figuring out where to stash away all that cash. ;-)

Savings Accounts/Money Market Accounts:

3-Month Certificates of Deposit:

6-Month Certificates of Deposit:

9-Month Certificates of Deposit:

12-Month Certificates of Deposit:

18-Month Certificates of Deposit:

36-Month Certificate of Deposit:

48-Month Certificate of Deposit:

60-Month Certificate of Deposit:

High Rates with Conditions / Large Balances – Open to All

Source: Bank Deals Weekly Summary for January 27, 2007 at BankDeals

TurboTax discounts and promotions

Update: I have updated this list for 2007 tax season. Go to TurboTax online deals for an updated version.

It is the tax time again and as usual I will be in search for discounts on tax preparation software. As with everything else I try to do the taxes myself. It helps me to understand better how the system works and to make smarter financial decisions down the road.

Since I love to do everything online some time back in 1998 I did a research on what online tax preparation is the best and TurboTax by Intuit came out the winner. Ever since I really don’t have much of a choice (not that I complain) since TurboTax saves my time by exporting the last year data to the new return application and I would hate to have to enter all of it again if I had to switch.

So I fired my favorite bargain hunting tool and did a search on TurboTax deals. Here is a roundup of what I found. Most of these deals are really promotions for customers of other services or programs but judging from the last year many will work even if you are not a customer (I will mention exceptions).

Important: Make sure to start and finish your application using the same link. The offer will not work if you go to TurboTax directly to continue the application you started using one of the links below.

Turbotax promotion Federal State Total cost (*)
Provided by USAA 20% off 20% off Basic: $32.70
Deluxe: $44.70
Provided by Fidelity 35% off None Basic: $35.67
Deluxe: $45.42
Provided by Bank of America 25% off None Basic: $37.15
Deluxe: $48.40
State Farm customers:
logon to you account, look for
“FREE tax filing” on the left side.
Free Free Basic: Free
Deluxe: Free
Provided by Vanguard
(Vanguard customers only)
Varies Varies Varies
Provided by American Centrury
(American Century customers only)
20% off 20% off Basic: $35.67
Deluxe: $45.42
Provided by Comcast
(Comcast customers only)
30% off None Basic: $36.42
Deluxe: $46.92

(*)Total Cost assumes TurboTax prices before discount as follows: $14.95 - basic federal, $29.95 - deluxe federal, $25.95 - state

In addition Intuit is running a Free TurboTax promotion which is a whole different product. It is lacking many of the advanced features and will probably fit college students or other folks who are single and rent (vs own) their home. Click here to learn more about the limitations.

Do you know other TurboTax discounts? Add them in your comments.

Update 02/22: The price for online state tax return is now $29.95 (up from $25.95 at the time of writing this report)

Counterintuitive financial decisions

How often do you let your feelings and intuition guide you in making a financial decision? Let’s say you have to make one, do you pull out your calculator right away and start crunching numbers?

Here is an interesting brain twister that may open your eyes on how counterintuitive finance (and math for that matter) can be. Thanks to Golbguru at Money, Matter, and More Musings for blowing dust off of this old old puzzle (I adjusted the numbers to reflect inflation ;-) )

You have to choose between two job offers:

1) Your starting salary is $100,000 annually, you get a $10,000 raise at the end of each year
or
2) Your starting salary is $50,000 semi-annually, you get a $3000 raise at the end of every 6 months.

Rack your brains and tell me which offer pays more. And don’t spoil all the fun by Googling up the answer!

Warning! Mild addiction is reported. Certain individuals are known to have spent hours cracking the case. ;-)




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