Comments on: Moving my primary bank account to WaMu http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/ News, Tips and Resources for Online Bargain Hunters Mon, 01 Dec 2008 22:29:50 +0000 http://wordpress.org/?v=2.6.2 By: Yan http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28676 Yan Mon, 17 Dec 2007 16:47:07 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28676 This has happened to my other saving accounts, ING and CitiBank. The rates are going down across the board. I guess the good strategy now is to lock in with a 12 or 24 months CD. This has happened to my other saving accounts, ING and CitiBank. The rates are going down across the board. I guess the good strategy now is to lock in with a 12 or 24 months CD.

]]> By: Alex http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28674 Alex Mon, 17 Dec 2007 15:48:12 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28674 UPDATE: It seems WAMU's 5.0% was too good to last long. They have lowered it to 4.75% Still pretty decent for a savings account, but I did not like how they did it sneaky without letting their customers know. UPDATE: It seems WAMU’s 5.0% was too good to last long. They have lowered it to 4.75%
Still pretty decent for a savings account, but I did not like how they did it sneaky without letting their customers know.

]]> By: TheMightyQuinn http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28052 TheMightyQuinn Wed, 07 Nov 2007 23:16:13 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28052 One note about WaMu not charging ATM fees. They don't charge you fees to use a WaMu ATM, but they WILL charge you if you use another ATM. We had to use a BoA ATM once, and we paid fees from BoA AND WaMu. One note about WaMu not charging ATM fees. They don’t charge you fees to use a WaMu ATM, but they WILL charge you if you use another ATM. We had to use a BoA ATM once, and we paid fees from BoA AND WaMu.

]]> By: Sheila http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28004 Sheila Thu, 01 Nov 2007 21:18:26 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-28004 I just happened to come across this site, i already opened an Account with Wamu just lastnight, sounded like a great bank to do buisness with. I just happened to come across this site, i already opened an Account with Wamu just lastnight, sounded like a great bank to do buisness with.

]]> By: Yan http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27948 Yan Tue, 23 Oct 2007 01:01:12 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27948 There was plenty of signs of trouble before NetBank collapsed. I wasn't paying attention because I didn't have a lot with them. I will watch WaMu more carefully. Unless there is a country-wide recession and things start to fall apart, there should be plenty of time to pull out your savings. As of now, WaMu has liquidity to stay afloat. <a href="http://www.fool.com/investing/dividends-income/2007/10/18/wamus-subprime-past.aspx" rel="nofollow">Here</a> is some useful reading. There was plenty of signs of trouble before NetBank collapsed. I wasn’t paying attention because I didn’t have a lot with them. I will watch WaMu more carefully. Unless there is a country-wide recession and things start to fall apart, there should be plenty of time to pull out your savings. As of now, WaMu has liquidity to stay afloat. Here is some useful reading.

]]> By: Thor http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27910 Thor Thu, 18 Oct 2007 17:52:40 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27910 So... now that WaMu is being bitten by real-estate, now what do you think? I got caught in NetBank... now I'm beginning to worry about WaMu; luckily, nothing will happen to me except a delay in funds (heh... I'm lucky to have $500 in the account), but it was interesting trying to buy a mattress when NetBank went snafu for a day.... So… now that WaMu is being bitten by real-estate, now what do you think?

I got caught in NetBank… now I’m beginning to worry about WaMu; luckily, nothing will happen to me except a delay in funds (heh… I’m lucky to have $500 in the account), but it was interesting trying to buy a mattress when NetBank went snafu for a day….

]]> By: XynamaX http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27899 XynamaX Wed, 17 Oct 2007 13:24:12 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27899 I use a local credit union (Polish & Slavic Federal Credit Union) along with 3 online banks for high-interest savings.. I rarely use ATM's, I charge as much as I could in terms of daily expenses because it nets me a 1.5%-2% cash back reward at the end of the year. I use a local credit union (Polish & Slavic Federal Credit Union) along with 3 online banks for high-interest savings..

I rarely use ATM’s, I charge as much as I could in terms of daily expenses because it nets me a 1.5%-2% cash back reward at the end of the year.

]]> By: Yan http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27895 Yan Wed, 17 Oct 2007 05:15:07 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27895 Yes, Alex, thanks a lot for your tip. I will post more later about how things go with WaMu for me. Yes, Alex, thanks a lot for your tip. I will post more later about how things go with WaMu for me.

]]> By: Dean http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27886 Dean Tue, 16 Oct 2007 00:54:48 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27886 WaMu looks pretty promising. Your right about Citi Bank is really is way behind other online banks. ING Direct also offers checking and savings with no minimums. WaMu looks pretty promising. Your right about Citi Bank is really is way behind other online banks.

ING Direct also offers checking and savings with no minimums.

]]> By: Alex http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27884 Alex Mon, 15 Oct 2007 17:28:25 +0000 http://probargainhunter.com/2007/10/13/moving-my-primary-bank-account-to-wamu/#comment-27884 I am glad my tip came in handy. However I do not use the WAMU account for my primary account. Instead I am sticking with Golden1 credit union for now, but I am seriously considering making the switch for the free lifetime checks. I recently did go into my local WAMU branch and the experience was different. Their branch had an open and airy setup where the tellers are placed on PC islands throughtout the floor and you just walk up to one to get help. One negative feedback I have about the WAMU account is how long it takes to do fund transfers to/from external accounts. They say 3 days but it took them over a week to post the transfer. I am glad my tip came in handy. However I do not use the WAMU account for my primary account. Instead I am sticking with Golden1 credit union for now, but I am seriously considering making the switch for the free lifetime checks. I recently did go into my local WAMU branch and the experience was different. Their branch had an open and airy setup where the tellers are placed on PC islands throughtout the floor and you just walk up to one to get help. One negative feedback I have about the WAMU account is how long it takes to do fund transfers to/from external accounts. They say 3 days but it took them over a week to post the transfer.

]]>