Comments on: Chase Freedom Plus - 3% cash back in 6 categories

By: Eddie

Eddie — Mon, 06 Oct 2008 14:37:48 +0000

Hi newbie,
I use this card for almost everything except gas because on the AAA card I get 3%. I use the cash back feature so couldn’t say about the miles stuff. I am at or close to the redeeming $200 so I will let you know how that turns out.

By: newbie

newbie — Mon, 06 Oct 2008 09:14:38 +0000

any update on the Chase Freedom Plus credit card? I was looking all over the place and I couldn’t find anywhere that states that if you accumulate $200 in rebate you can turn it into $250. Is that a “hidden” feature? On top of that 10,000 miles does that always translate over to $100? I mean is each mile equivalent of $0.01? Thanks

By: Eddie

Eddie — Sat, 05 Apr 2008 14:21:30 +0000

Yan, thanks for the post. I also have a interest in credit card deals. I have in the past used them for borrowing money (balance transfer) with 0% interest and no transfer fee (hard to find now) if the balance was paid back within one year. That is how I got the Freedom Chase Card. I just paid off the balance so now I can begin using the card. To anyone reading this that does what I did in the above please be aware that you can not use the card for purchases because if you do they will use your monthly payment to pay off the balance transfer first which will leave you paying interest on all your purchases until the balance transfer is paid off, unfortunately they don’t tell you that (I learned the hard way with another card)!
Before this card I used the Discover, 1% cash back on all purchases with no cap and you also don’t have to ask for a check or redeem points, it can be applied towards a credit to your account which I like. I also have the dividend citibank card which basically is like the freedom chase card but they do have some good deals for new card holders and you can check it out on their website http://www.citicard.com but for me I think the Freedom card or the Freedom plus will be best. I would have to check out my catagories on the Citicard which are about the same as the Chase and compare them to see if I should go with the plus card. This wesite is great, I just found it yesterday and need to spend some more time looking around. Thanks for the info Yen.

By: Yan

Yan — Fri, 04 Apr 2008 23:36:28 +0000

Eddie, I just answered your question with this post. Hope it helps!

By: Eddie

Eddie — Fri, 04 Apr 2008 21:54:46 +0000

I have looked into both these cards and my question is: Does anyone know how much you must spend per year in order for the plus card with the $30 fee to be a better deal? Thanks

By: user

user — Sat, 01 Mar 2008 19:53:55 +0000

Cool. I monitor the main page every day via RSS anyway so I should see it when it comes up. Thanks again!

By: Yan

Yan — Wed, 27 Feb 2008 20:06:10 +0000

It will be a new topic. Check back soon!

By: user

user — Wed, 27 Feb 2008 19:44:04 +0000

Outstanding! Will that post be a reply to this thread or a new topic about your experience with this card?

Thanks so much for all your help.

By: Yan

Yan — Thu, 21 Feb 2008 03:37:03 +0000

Sorry for ignoring you, dear user. It is unintentional.

I believe all your purchases are categorized one way or another which means anything you buy gets into a category and is rewarded. The question is how narrow those categories are. The narrower they are, the less rewards you can get.

I have not received my first bill yet so I don’t know the details. I will make a post about it as soon as I get the bill.

By: user

user — Thu, 21 Feb 2008 02:10:12 +0000

Thanks anyway