Update 05/06: Some readers suggested in the comments that the categories displayed online may be not what the Chase Credit Card department is actually using when calculating rewards. In other words, don’t believe your eyes when you see “Other” as the category. You might still be getting that bonus reward! ;-)
I have been keeping an eye on the activity on my Chase Freedom Plus card and I noticed that many popular merchants get to the “Other” category implying these transaction will not result to the bonus cash back (2% on top of the normal 1%).
I understand this is up to the merchants to properly categorize the transactions when reporting them to Chase and so the bank can’t really do much about it (and this is probably why the customer support is ignoring my emails to them). That said however, I decided to build a list of popular merchants that systematically get to this “Other” category so I could possibly get advantage of other credit cards when shopping at these places.
Popular merchants reported as “Other” by Chase Freedom Plus
|Bed Bath & Beyond||Old Navy|
|Burlington Coat Factory||Party City|
|Caputo & Sons Market||Sears|
|Dick’s Clothing & Sports||Sunflower Farmer’s Market|
|Dominicks||The Home Depot|
|JC Penney||Toys R Us|
|Jewel Osco||Trader Joe’s|
|Linens N Things||Wal-mart|
I will try to keep this list up to date as I collect more activity on my card. If you want to add to it - just comment to the blog post and I will include your names as well. Just make sure that the merchants you report are truly categorized as “Other” on your statement.