Comments on: Merchant categories on Chase Freedom statement

By: Kate

Kate — Wed, 16 Mar 2011 18:21:31 +0000

Here’s the reply I got from Chase customer service:

When viewing your current transactions on line, they may be categorized as “other” until the statement closes. I have verified that the purchase made at Jewel Osco is being categorized as a “grocery store” purchase and therefore earning the 5% cash back.

Please be advised, if a merchant is not a specialty store and provides a variety of products, the merchant may choose a general category descriptor rather than a
specific category. For example, a store that sells clothes, gas, automotive parts, and groceries may choose the category ?Superstores? rather than ?Groceries? or ?Gas.?

By: Kate

Kate — Wed, 16 Mar 2011 01:21:19 +0000

Jewel Osco shows up as category “other” on my Chase activity, but is listed with the following Merchant Category Code when I search their database:
GROCERY STORES/SUPERMARKETS/BAKERIES -5411

http://visa.via.infonow.net/lo.....wSearch.do

It shows up as “Supermarkets” when I view my Discover card recent activity.

They both have 5% cash back on grocery for this month, but I think I’ll stick with Discover for grocery shopping this month.

By: Matt

Matt — Tue, 01 Mar 2011 19:50:12 +0000

Well, might as well add these grocery stores into the “OTHERS” category:

Safeway Store (I believe this is a nationwide grocery store)

Bel-Air (if you live in California, you should be familiar with this grocery chain, which also operates under Raley’s and Nob Hills)

CVS Pharmacy (A top-3 drug stores in the United States, recently acquired Longs Drugs)

FoodMaxx (come on, it has FOOD in its name and it’s still OTHERS?!)

By: Rita Knott

Rita Knott — Fri, 04 Feb 2011 19:16:21 +0000

Any Chase customer listed as Apple.com for the 10% rebate?

By: Rita Knott

Rita Knott — Fri, 04 Feb 2011 19:14:05 +0000

Any computer companies listed on Chase Freedom Cards that offer a 10% rebate?
ie. MAC?

By: Yan

Yan — Sat, 07 Mar 2009 20:05:11 +0000

I recently tried to cancel my Citibank Divident MasterCard but the rep offered me 5% on all Grocery & Gas purchases for 1 year and so I kept it and now use it for all my groceries and and gasoline purchases

By: Alison

Alison — Sat, 07 Mar 2009 19:01:26 +0000

I have been extremely frustrated by this very problem.

Every grocery store I have shopped at has been categorized as “other.” These include Jewel, Pick ‘N Save, Sentry, Whole Foods, Gerbe’s (Kroger) and Wal-Mart.

Since groceries are my biggest monthly credit card expense I wish there was something I could do to change this. Does anyone know if there is someone at the stores we can contact about having them change the category they registered with?

By: mantis89

mantis89 — Fri, 13 Feb 2009 00:52:50 +0000

Sorry,

http://visa.via.infonow.net/locator/usa/supplier/

You may have to go to this site first.

By: mantis89

mantis89 — Fri, 13 Feb 2009 00:50:35 +0000

I found a way to find the Merchant Category Codes (MCC) for locations that Visa uses to categorize your rewards. Go here: http://visa.via.infonow.net/lo.....dAction.do

You can search by location name where you live and it will pull up a list of those locations along with the MCC that they use.

I hope this helps.

By: Lee

Lee — Thu, 16 Oct 2008 02:59:01 +0000

Each merchants bank assigns the merchant a code called a Merchant Catergory Code (MCC). The MCC code must be within one of the bonus earning catergories to earn the 2% bonus. So basically it all depends on what code the merchants bank gives them at processing.