Update: go to High Yield Savings Accounts – May, 2007 for an updated summary
This is another update from the banking expert at BankDeals — my favorite banking blog. The CD rates seem to have dropped slightly compared to the last update which I made on March 24, 2007.
Checking/Savings/Money Market Accounts:
- Geauga Savings Bank – 5.45% ($25K min), info
- AmTrustDirect – 5.36% ($1K min), info
- BankUnited – 5.35% (min $5K), info
3-Month Certificates of Deposit:
- TD Ameritrade – 5.40% (min $10K), info
- UmbrellaBank.com – 5.35% (min $1K)
- UFB Direct – 5.31% (min $8K)
6-Month Certificates of Deposit:
- Northrop Grumman FCU – 5.69% (min $40K), info
- NASA FCU – 5.50% (5 months) (min $5K), info
- FirstFedDirect – 5.46% (min $10K), info
9-Month Certificates of Deposit:
- World Savings – 5.46% (min $10K) (10-month), info
- UmbrellaBank.com – 5.40% (min $1K)
- AmTrustDirect – 5.36% (min $1K), info
12-Month Certificates of Deposit:
- Melrose CU – 5.56% (min $5K), info
- Northrop Grumman FCU – 5.56% (min $40K), info
- Amalgamated Bank – 5.50%, (min $500) (13-month), info
18-Month Certificates of Deposit:
- Bank of Internet – 5.36% (min $1K), info
- iGobanking – 5.30% (min $500), info
- E-LOAN – 5.40% ($10K min), info
36-Month Certificate of Deposit:
- Pentagon Federal CU – 5.50% (min $1K), info
- Agriculture FCU – 5.50% (min $1K), info
- Mutual Bank – 5.47% (min $5K), info
48-Month Certificate of Deposit:
- Melrose CU – 5.51% (min $5K), info
- Pentagon Federal CU – 5.50% (min $1K), info
- Navy FCU – 5.50% ($20K min) restrictions to membership, info
60-Month Certificate of Deposit:
- Agriculture FCU – 5.75% (min $1K), info
- Navy FCU – 5.70% ($20K min) restrictions to membership, info
- Melrose CU – 5.56% (min $5K), info
High Rates with Conditions / Large Balances – Open to All
- 10% Affinity Savings Account for kids ($500 max)
- 6.01% Everbank 3-month intro rate on checking account
- 6.00% HSBC Savings Account New Money Promo
Source: Bank Deals Weekly Summary for April 21, 2007 at BankDeals

